Our customers tell us that our combination of low rates and
exceptional service makes us the best choice for account
receivable factoring company services.

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   Factoring Companies In a nutshell, a factoring company consists of converting a company's accounts receivable into cash by selling invoices to a factor at a discount.
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   In a nutshell, a factoring company consists of converting a company's accounts receivable into cash by selling invoices to a factor at a discount.
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invoice factoring company
and account receivable factoring
and accounts receivable financing

What Sets

Us Apart
From The Others

LOWEST  ACCOUNT RECEIVABLE
CREDIT LINE RATES
Factoring Industry leader;
We have the
lowest account
receivable credit line
rates in the industry  
How? Because we use
our own  money.
The others are restricted by their banks.

HIGHEST CASH ADVANCES
(up to 97%)
We offer the highest advances in the account receivable credit line industry. 
How?
Because we use our own money. The others are restricted by their banks
Houston factoring Companies
100 YEARS
COMBINED EXPERIENCE
With over 100 years combined experience in account receivable credit line in all industries.Our knowledge and experience enables us to have a working understanding of the unique demands you face each day.

NO MINIMUM DOLLAR AMOUNT FOR EACH INVOICE.
You may factor all of your accounts or you may choose to factor only a few.  In other words, you can customize your own account!

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NO ANNUAL TERM FACTORING CONTRACT REQUIRED
Other account receivable credit line companies require you to sign a restrictive contract that ranges from 6 months to 1 year or longer.
And they require you factor with them during that entire time.

24/7 Online account management tools
Our online services let you view your reports and collection activity updated daily.

Startup companies
are welcome. 
Startups Are Our Specialty!
If your company is just
getting started, you've come to the right place. We can help you identify quality customers, strengthen your credit with positive cashflow, and
have our account managers professionally represent your company.

More Factoring Account Receivables Information

The difference between factoring account receivables and other sources of financing is that the factor actually purchases and tracks commercial invoices.  In addition to providing immediate cash on invoices, the factor performs valuable credit analysis on new and existing customers and conducts professional, routine follow up on invoices as they become due.  

invoice factoring company
and account receivable factoring
and accounts receivable financing

For the business manager who spends a good portion of the daycollecting, bookkeeping and searching for capital, the entire factoring account receivables package offers peace of mind.  The manager can actually focus on important aspects of the business that are often pushed aside, such as marketing and production.

Depending on the agreement, businesses can pick and choose which invoices they wish to sell to the factor, who immediately advances eighty percent or more of the face value of the invoices.  The balance of the funds, less the discount fee, is released once the invoice is collected.

  Freight factoring
account receivable factoring
Invoice factoring 

The cost of doing business with an invoice factoring company is the discount taken on the invoices submitted for funding.  Fees range from 1 to 10 percent, depending on volume, credit-worthiness of the customers sold and overall risk.  The discount taken is best compared to a merchant accepting a Visa or MasterCard transaction and receiving immediate payment, less a percentage or discount, before the actual cardholder has paid his or her monthly statement.